/* Dream Payouts — Step 3 Product Truth UI
   Reconstructed from the supplied DreamPay SMB Payouts application screens. */
:root{
  --pt-navy:#071024;
  --pt-navy-2:#10183d;
  --pt-violet:#7457ff;
  --pt-violet-soft:#f0ecff;
  --pt-app-bg:#f5f7fb;
  --pt-line:#d9dfeb;
  --pt-text:#0c1325;
  --pt-muted:#667085;
  --pt-success:#168b45;
  --pt-danger:#e6495f;
  --pt-warning:#d98300;
}
.pt-caption{display:inline-flex;align-items:center;gap:7px;font-size:11px;font-weight:780;letter-spacing:.04em;text-transform:uppercase;color:var(--blue);margin-bottom:10px}
.pt-caption::before{content:"";width:8px;height:8px;border-radius:2px;background:linear-gradient(135deg,var(--blue),var(--pt-violet));box-shadow:0 0 0 5px rgba(21,94,239,.08)}
.pt-source-note{font-size:12px;color:var(--muted);margin-top:10px}
.pt-app{background:#fff;border:1px solid var(--pt-line);border-radius:19px;box-shadow:0 24px 70px rgba(6,22,47,.14);overflow:hidden;color:var(--pt-text)}
.pt-app-shell{display:grid;grid-template-columns:150px minmax(0,1fr);min-height:410px}
.pt-sidebar{background:linear-gradient(180deg,#070d1f 0%,#0d1536 100%);color:#c8cfdd;padding:20px 14px}
.pt-logo{display:flex;align-items:center;gap:8px;color:#fff;font-weight:850;font-size:14px;padding:0 7px 17px;border-bottom:1px solid rgba(255,255,255,.1)}
.pt-logo-mark{width:23px;height:23px;border-radius:8px;background:#fff;color:#071024;display:grid;place-items:center;font-size:11px}
.pt-context{padding:16px 7px 12px}.pt-context b{display:block;color:#fff;font-size:11px}.pt-context span{font-size:9px;color:#7d879c}
.pt-nav-label{font-size:8px;letter-spacing:.1em;text-transform:uppercase;color:#69738c;font-weight:800;padding:11px 7px 6px}
.pt-nav-item{height:34px;border-radius:8px;padding:0 9px;display:flex;align-items:center;gap:8px;font-size:10px;color:#9aa4b8;margin:2px 0}.pt-nav-item.on{background:#252c3f;color:#fff}.pt-nav-item i{width:15px;text-align:center;font-style:normal}
.pt-main{background:var(--pt-app-bg);min-width:0}
.pt-topbar{height:55px;background:#fff;border-bottom:1px solid var(--pt-line);display:flex;align-items:center;justify-content:flex-end;padding:0 18px;gap:9px}
.pt-user{display:flex;align-items:center;gap:7px;border:1px solid var(--pt-line);background:#fff;border-radius:8px;padding:6px 10px;font-size:10px;font-weight:700}.pt-avatar{width:22px;height:22px;border-radius:50%;background:var(--pt-violet);color:#fff;display:grid;place-items:center;font-size:9px}
.pt-content{padding:24px}.pt-heading{font-size:24px;line-height:1.1;margin:0}.pt-sub{font-size:11px;color:var(--pt-muted);margin-top:6px}
.pt-panel{background:#fff;border:1px solid var(--pt-line);border-radius:14px;padding:17px;margin-top:18px}.pt-panel-head{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-bottom:12px}.pt-panel-head h4{font-size:12px;margin:0}
.pt-quick-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.pt-quick{border:1px solid var(--pt-line);border-radius:10px;padding:11px;display:flex;align-items:center;gap:9px;background:#fff}.pt-quick .pt-quick-icon{width:29px;height:29px;border-radius:8px;background:#f5f3ff;color:var(--pt-violet);display:grid;place-items:center}.pt-quick b{display:block;font-size:10px}.pt-quick small{display:block;color:var(--pt-muted);font-size:8px;margin-top:2px}
.pt-table{width:100%;border-collapse:collapse;font-size:9px}.pt-table th{text-align:left;color:#6a7286;font-size:8px;text-transform:uppercase;letter-spacing:.04em;border-bottom:1px solid #e7ebf2;padding:9px}.pt-table td{border-bottom:1px solid #e7ebf2;padding:10px 9px}.pt-table td.amount{text-align:right;font-weight:800}.pt-status{display:inline-flex;padding:3px 8px;border-radius:999px;background:#eef0f5;color:#566074;font-weight:700}.pt-status.success{background:#ddf6e8;color:#168b45}.pt-status.fail{background:#ffe2e6;color:#d73950}.pt-status.pending{background:#e7ebff;color:#3659df}.pt-status.returned{background:#fff0d7;color:#c46b00}
.pt-wallet-card{background:linear-gradient(120deg,#101a45,#1d2b65 60%,#512e8f);color:#fff;border-radius:14px;padding:20px;min-height:155px}.pt-wallet-label{font-size:9px;color:#aeb8d0}.pt-wallet-balance{font-size:34px;font-weight:830;margin:23px 0 16px}.pt-wallet-actions{display:flex;gap:8px}.pt-wallet-actions button{border:1px solid rgba(255,255,255,.35);border-radius:7px;padding:8px 12px;color:#fff;background:rgba(255,255,255,.08);font-size:9px;font-weight:700}.pt-wallet-actions button:last-child{background:var(--pt-violet);border-color:var(--pt-violet)}
.pt-create{background:#fff;border:1px solid var(--pt-line);border-radius:15px;padding:19px}.pt-progress{display:flex;align-items:center;gap:8px;font-size:9px;font-weight:700;margin-bottom:14px}.pt-progress .done{color:var(--pt-success)}.pt-progress .on{color:var(--pt-text)}.pt-progress i{flex:1;height:2px;background:#e6e9f0}.pt-progress i.on{background:linear-gradient(90deg,var(--pt-success),var(--pt-violet))}
.pt-payee-banner{background:var(--pt-violet-soft);border:1px solid #e4dcff;border-radius:8px;padding:10px 12px;margin-bottom:12px}.pt-payee-banner span{display:block;font-size:7px;text-transform:uppercase;color:var(--pt-violet);font-weight:800}.pt-payee-banner b{font-size:10px}.pt-payee-banner small{display:block;font-size:7px;color:var(--pt-muted)}
.pt-amount-box{border:1px solid var(--pt-line);background:#fafbfe;border-radius:9px;padding:12px;text-align:center;margin-bottom:12px}.pt-amount-box label{display:block;font-size:7px;text-transform:uppercase;color:var(--pt-muted)}.pt-amount-box strong{font-size:31px;color:#99a1b2}.pt-amount-box strong.ready{color:var(--pt-text)}
.pt-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}.pt-form-field label{display:block;font-size:7px;text-transform:uppercase;color:#5f6778;font-weight:800;margin-bottom:4px}.pt-input{height:34px;border:1px solid var(--pt-line);background:#fff;border-radius:7px;display:flex;align-items:center;justify-content:space-between;padding:0 9px;font-size:8px;color:#323b4e}.pt-input.muted{background:#f3f4f7;color:#687083}
.pt-method-title{display:flex;justify-content:space-between;align-items:center;margin:12px 0 6px;font-size:7px;text-transform:uppercase;font-weight:800}.pt-method-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:7px}.pt-method-card{border:1px solid var(--pt-line);border-radius:8px;padding:8px;min-height:65px;position:relative}.pt-method-card.on{border-color:var(--pt-violet);box-shadow:inset 0 0 0 1px rgba(116,87,255,.25)}.pt-method-card b{font-size:9px}.pt-method-card small{display:block;font-size:6.5px;color:var(--pt-muted);margin-top:3px}.pt-method-card em{display:block;font-style:normal;font-size:7px;color:var(--pt-success);margin-top:7px;font-weight:800}.pt-method-radio{position:absolute;right:7px;top:7px;width:11px;height:11px;border-radius:50%;border:1px solid #c5cad4}.pt-method-card.on .pt-method-radio{background:var(--pt-violet);border-color:var(--pt-violet);box-shadow:inset 0 0 0 3px #fff}
.pt-form-actions{display:flex;justify-content:flex-end;gap:8px;margin-top:13px}.pt-btn{border:1px solid var(--pt-line);background:#fff;border-radius:7px;padding:8px 13px;font-size:8px;font-weight:800}.pt-btn.primary{background:var(--pt-violet);border-color:var(--pt-violet);color:#fff;box-shadow:0 7px 16px rgba(116,87,255,.25)}
.pt-hero-card.sender-card{padding:0!important;overflow:hidden}.pt-hero-card .pt-create{border:0;border-radius:0;padding:20px 18px}.pt-hero-card .pt-progress{margin-bottom:10px}.pt-hero-card .pt-form-grid{gap:6px}.pt-hero-card .pt-form-field:nth-child(n+3){display:none}.pt-hero-card .pt-method-title{margin-top:9px}.pt-hero-card .pt-method-cards{gap:5px}.pt-hero-card .pt-method-card{min-height:56px;padding:7px}.pt-hero-card .pt-form-actions{margin-top:10px}.pt-hero-card .pt-btn.primary{width:100%;font-size:9px}
.pt-product-section{background:linear-gradient(180deg,#f8faff 0%,#fff 100%)}
.pt-product-layout{display:grid;grid-template-columns:300px minmax(0,1fr);gap:36px;align-items:start}.pt-product-copy{position:sticky;top:100px}.pt-product-tabs{display:flex;flex-direction:column;gap:8px;margin-top:25px}.pt-product-tab{border:1px solid var(--line);border-radius:12px;background:#fff;text-align:left;padding:13px 14px;display:flex;gap:11px;align-items:flex-start;color:var(--ink);cursor:pointer}.pt-product-tab strong{display:block;font-size:13px}.pt-product-tab small{display:block;color:var(--muted);font-size:11px;margin-top:3px}.pt-product-tab .num{width:25px;height:25px;border-radius:8px;background:#edf3ff;color:var(--blue);display:grid;place-items:center;font-size:10px;font-weight:850;flex:none}.pt-product-tab.active{border-color:rgba(21,94,239,.45);background:#f6f9ff;box-shadow:0 8px 22px rgba(21,94,239,.08)}
.pt-product-viewer{border:1px solid var(--line);background:#e8ecf4;border-radius:22px;padding:18px;box-shadow:0 28px 70px rgba(6,22,47,.15)}.pt-viewer-bar{display:flex;align-items:center;justify-content:space-between;background:#fff;border-radius:12px 12px 0 0;padding:10px 13px;border-bottom:1px solid var(--line);font-size:11px}.pt-viewer-dots{display:flex;gap:5px}.pt-viewer-dots i{width:8px;height:8px;border-radius:50%;background:#d5d9e3}.pt-viewer-dots i:first-child{background:#ff8c92}.pt-viewer-dots i:nth-child(2){background:#ffd66d}.pt-viewer-dots i:nth-child(3){background:#68d391}.pt-viewer-stage{background:#fff;border-radius:0 0 12px 12px;overflow:hidden;min-height:520px;display:grid;place-items:center}.pt-viewer-stage img{width:100%;height:auto;display:block}.pt-product-panel{display:none}.pt-product-panel.active{display:block;animation:ptFade .3s ease}.pt-viewer-caption{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:14px 5px 0;font-size:12px;color:#647087}.pt-viewer-caption b{color:var(--ink)}
.pt-substep-toggle{display:flex;gap:8px;padding:14px 14px 0}.pt-substep-btn{font-size:12.5px;font-weight:750;padding:9px 16px;border-radius:9px;border:1.5px solid var(--line);background:#fff;color:#647087;cursor:pointer;transition:background .15s ease,color .15s ease,border-color .15s ease}.pt-substep-btn.active{background:var(--blue);color:#fff;border-color:var(--blue)}.pt-viewer-stage .pt-substep-img{display:none;margin:0 auto;max-width:100%}.pt-viewer-stage .pt-substep-img.active{display:block}.pt-viewer-stage .pt-substep-img[data-substep-img="1"]{width:1045px}.pt-viewer-stage .pt-substep-img[data-substep-img="2"]{width:817px}.pt-viewer-stage .pt-substep-img[data-substep-img="p1"]{width:1363px}.pt-viewer-stage .pt-substep-img[data-substep-img="p2"]{width:784px}
@keyframes ptFade{from{opacity:.45;transform:translateY(4px)}to{opacity:1;transform:none}}
.pt-screenshot{border:1px solid var(--line);border-radius:16px;background:#dfe4ee;padding:10px;box-shadow:0 22px 55px rgba(6,22,47,.14);overflow:hidden}.pt-screenshot img{width:100%;height:auto;display:block;border-radius:9px}.pt-screenshot figcaption{padding:10px 4px 3px;font-size:11px;color:var(--muted)}
.pt-actual-badge{display:inline-flex;align-items:center;gap:6px;background:#e8f7ef;color:#0d7a3a;border-radius:999px;padding:5px 9px;font-size:8px;font-weight:850;text-transform:uppercase;letter-spacing:.04em}.pt-actual-badge::before{content:"✓";width:14px;height:14px;border-radius:50%;background:#16a34a;color:#fff;display:grid;place-items:center}
.pt-actual-hero{position:absolute;left:0;bottom:18px;width:59%;z-index:4}.pt-actual-hero img{border-radius:15px;box-shadow:0 25px 68px rgba(6,22,47,.2);border:1px solid rgba(255,255,255,.8)}
@media(max-width:980px){.pt-product-layout{grid-template-columns:1fr}.pt-product-copy{position:static}.pt-product-tabs{display:grid;grid-template-columns:repeat(2,1fr)}.pt-viewer-stage{min-height:0}.pt-app-shell{grid-template-columns:120px 1fr}.pt-sidebar{padding:15px 10px}.pt-content{padding:18px}}
@media(max-width:680px){.pt-product-tabs{grid-template-columns:1fr}.pt-product-viewer{padding:8px;border-radius:15px}.pt-viewer-caption{display:block}.pt-viewer-caption span{display:block;margin-top:5px}.pt-app-shell{grid-template-columns:1fr}.pt-sidebar{display:none}.pt-content{padding:14px}.pt-quick-grid{grid-template-columns:1fr}.pt-form-grid{grid-template-columns:1fr}.pt-method-cards{grid-template-columns:1fr}.pt-hero-card .pt-method-cards{grid-template-columns:repeat(3,1fr)}.pt-hero-card .pt-form-grid{grid-template-columns:1fr 1fr}}
.pt-method-card.active{border-color:var(--pt-violet);box-shadow:inset 0 0 0 1px rgba(116,87,255,.25)}
.pt-method-card.active .pt-method-radio{background:var(--pt-violet);border-color:var(--pt-violet);box-shadow:inset 0 0 0 3px #fff}

/* v14.5: centered product section - heading above, horizontal tabs, viewer centered, tiles below */
.pt-product-centered .section-head{text-align:center;max-width:920px;margin:0 auto 22px}
.pt-product-centered .pt-product-tabs{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;max-width:1080px;margin:0 auto 22px}
.pt-product-centered .pt-product-tab{text-align:left}
.pt-product-centered .pt-product-viewer{max-width:1080px;margin:0 auto}
.pt-product-centered .pt-source-note{text-align:center;max-width:760px;margin:16px auto 40px}
.pt-product-centered .benefit-grid{margin-top:8px}
.pt-product-centered .industry-row{justify-content:center;margin-top:26px}
@media (max-width:900px){.pt-product-centered .pt-product-tabs{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.pt-product-centered .pt-product-tabs{grid-template-columns:1fr}}